Employment Type
Full Time
Industry
Insurance Company
Job Location
3855 N Cicero Ave,, 60641, Chicago, IL
Working Hours
9 to 5
Date posted
July 25, 2018
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Position: Outside Loan Officer

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Position
Outside Loan Officer
Description

As a Personal Mortgage Advisor (Outside), the employee’s primary duties involve making sales or obtaining orders or contracts for services or for the use of facilities for which a consideration will be paid by the client or customer. Employee will be procuring and originating consumer-based residential mortgage loans. Employee will solicit, receive, and originate applications for the extension of credit to purchase and refinance 1-4 unit residential properties, secured by a first-lien mortgage or deed of trust, and provide supporting service to consumer applicants. Ensures exceptional customer experience by overseeing loan processing from origination to closing, and providing on-going communication to customers.

Responsibilities
  • Know applicable laws and regulations as well as industry standards, company rules and policies.
  • Contact consumers to establish new business opportunities.
  • Consult with consumers about their current and future needs and goals.
  • Advise and educate consumers about the home purchase or refinance process, and how to better manage their mortgages by discussing loan terms, rates, fees, and other costs.
  • Gather consumer information and apply skill and experience to put clients in the best financial status possible.
  • Take and receive applications for credit.
  • Initiate the loan process and manage application from file start to closing using various systems.
  • Assist and communicate with consumers throughout the loan process.
  • Confer and meet with customers during various stages of the loan process as needed.
  • Utilize materials, reference tools, and other resources to provide accurate and up-to-date loan program/policy information to customers and business partners.
  • Provide complete loan applications and support materials to fulfillment center partners.
  • Promote self and company to grow market share and achieve production goals.
  • Individual will travel, making calls upon contacts in the industry throughout the employee’s assigned territory, to solicit business and meet with consumers.
Qualifications
  • 18 years of age or older.
  • High School Diploma or GED.
  • Demonstrated ability to manage personal finances.
  • Current Loan Originator license, or eligibility to apply for and obtain a license after hire.
  • Able to maintain good standing for all licenses held.
  • Intermediate knowledge of office practices and procedures.
  • Intermediate computer skills.
  • Working knowledge of document-imaging technology.
  • Effective in-person and phone etiquette skills.
  • Communicates effectively in both written and verbal form.
  • Capacity to maintain confidentiality of work-related information and materials.
  • Must establish and maintain effective working relationships with co-workers and service providers.