fbpx
PIED PIPER MORTGAGE

Our Process

It’s not just a mortgage you want, it’s a place you want to call home. A place to raise your family and create memories in. We get it. Take a look at how the Pied Piper Mortgage process works to understand why we’re perfectly suited to helping you secure the home loan of your dreams.

Apply With Us

WHY CHOOSE PIED PIPER MORTGAGE

When the people you serve turn out to be your next-door neighbors, you have a little bit more respect for the job. After approving millions of dollars in home loans, we are still committed to serving clients as if it was our first day in business. We’re not your grandfather’s mortgage company. Pied Piper Mortgage is pushing the boundaries of what it means to be connected to the community. It’s our duty to educate, inspire, and most importantly, enable families everywhere to start building a future as homeowners.

We recognize the sheer amount of choices you have as a prospective homeowner. Our fans and community of followers love the work we do at Pied Piper Mortgage because we put our heart and soul into everything. We’re not just providing people with the home loans they need. We’re giving families hope for a brighter future.

We Offer Solutions, Not Excuses

Our mortgage experts carefully analyze all details of your loan inquiry to find you the best possible solution that meets your mortgage needs.

Fast & Streamlined Digital Funding Process

From the initial inquiry to the closing everything is done digitally and hassle-free. Our mortgage system is not only easy to use but will keep you informed every step of the way.

Safety and Security Come First

All sensitive data is encrypted to preserve confidentiality and privacy.

Our Process

THE PIED PIPER MORTGAGE PROCESS

It’s not just a mortgage you want, it’s a place you want to call home. A place to raise your family and create memories in. We get it. Take a look at how the Pied Piper Mortgage process works to understand why we’re perfectly suited to helping you secure the home loan of your dreams.

STEP 1

Application

Fill out our quick and easy online application to start your mortgage journey. By providing us with as much information as possible upfront, it will allow us to not only find a solution that best meets your needs, but also make the process faster and easier for you.

STEP 1

STEP 2

Consultation

This is where your Branch Manager will thoroughly review with you your application and discuss the financing options available to you. They will educate you on the process so that you know what to expect along the way.

STEP 2

STEP 3

Documents

W2s, Bank Statements, Pay Stubs and Employment History are the key documents needed in processing your loan. It is crucial that you work with your Branch Manager to get him/her that information as quickly as possible.

STEP 3

STEP 4

Appraisal

A very important step of the mortgage process is getting a professional assessment of the property you are looking to purchase. This will give you a very detailed evaluation of the property’s physical and functional characteristics, a detailed price comparison to similar sales within your area and inform you of the current market conditions affecting your property. No need to worry here! We have partnered up with excellent appraisal companies that will take care of all of that for you.

STEP 4

STEP 5

Underwriting

Once all docs are in and the appraisal is complete, one of our experienced underwriters will analyze your file to ensure it meets all necessary requirements.

STEP 5

STEP 6

Approval

In this step, two things can happen. One, you are approved and ready to move on to the next step. Two, you are approved with conditions. No need to worry, it simply means that there are still a few items to address or a few additional documents may be needed. Your loan officer will work with you to ensure they are addressed and get you back on track to closing.

STEP 6

STEP 7

Processing

Now that you’ve been approved, there’s no need to wait months. We aim to process everyone’s home loan within 1 week of getting approval from our underwriters.

STEP 7

STEP 8

Clear To Close

In the case that you had been approved with conditions, this is where the underwriter does a final review of your loan to make sure all conditions have been met and you are given the clear to close. Congratulations you have completed the loan process and all that is left is for you to sign your docs!

STEP 8

STEP 9

Closing

Take a step back and forget the stress. Your Happy Mortgage loan officer will work with the closing team to get everything ready for your closing. He/she will inform you of what you will need to bring and all you will need to do is show up and be ready to sign so that you can receive the keys to your dream home!

STEP 9

REQUEST A CALL BACK

Find our more about how Pied Piper Insurance and its Affiliates can help you with your insurance and financing needs.

Schedule an Appointment With One of Our Experts TODAY!

for any inquiry

CONTACT US

CALL US

(224) 203-2486

EMAIL US

info@piedpipergroup.com

VISIT US

33 W. Roosevelt Rd. 2nd Floor

Lombard, IL 60148

Scroll to Top

SCHEDULE YOUR

FREE CONSULTATION

Please fill out the information

Call Us Today ! (224) 203-2486

SCHEDULE YOUR

FREE CONSULTATION

Please fill out the information

Call Us Today ! (224) 203-2486