Islamic Financing is governed by a set of rules known as Fiqh al-muamalat, which strictly prohibit usury, speculative practices, and the borrowing of money at interest. These principles, particularly concerning riba-free financing, are founded on the Islamic belief that lending money should constitute a noble and charitable act. Thus, extending a loan to an individual is considered a means of helping someone less fortunate and who may be experiencing hardship. Since the loan is seen as a good deed, the lender should only expect the amount lent and not use this opportunity to generate a profit. Nevertheless, financial institutions are obligated to generate revenue to sustain their operations and continue facilitating significant financial transactions for individuals. Islamic Financing addresses this necessity by providing an ethical financing model that allows for profit generation while safeguarding individuals from exploitation.