TERMS OF USE

This website (www.piedpipergroup.com) is owned and operated by Pied Piper Group LLC. Please read these Terms of Use (“Terms of Use”) carefully before starting to use this website.

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Pied Piper Group LLC  (“Company“, “we”, “us”, or “our”), concerning your access to and use of the https://www.piedpipergroup.com/  website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”).

You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use.

IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST LEAVE THE SITE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference.

We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Terms of Use on this page with the “Last Updated” date and you waive any right to receive specific notice of each such change.

Changes are effective immediately, after they are posted on this page and you will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site.

You acknowledge that Pied Piper Group LLC may disclose and transfer any information that you provide through this Website to (i) any company within the Pied Piper Group LLC group, its affiliates, agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate, and by using and providing information through this Website you agree to such transfers.

We may collect information from your visit to our website and use it to enhance your online customer experience. Use of this website, including any patterns or characteristics concerning your interaction with it, may be monitored, tracked and recorded. Anyone using this website expressly consents to such monitoring, tracking and recording.

Any sharing of your personal information shall be in accordance with our Privacy Policy, available on https://www.piedpipergroup.com/privacy-policy/

Web Content and Materials

The content on this website is for information purposes only and may provide general information about our and/or our affiliates’ products and services.  It is believed to be reliable, but Pied Piper Group LLC does not warrant its completeness, timeliness, or accuracy.

Your eligibility for particular products and services is subject to our and/or our affiliates’ final determination, restrictions, and acceptance.

Products and services described may differ among geographic locations. Not all products and services are offered at all locations.

We and/or our affiliates may discontinue or make changes to the information, products, licenses, or services described on this website at any time.

Any dated information is published as of its publication date only. We and/or our affiliates do not undertake any obligation or responsibility to update or amend any such information. We and/or our affiliates reserve the right to terminate any or all offerings without prior notice. Furthermore, by offering information, products, or services via this website, no solicitation is made by us and/or our affiliates to any person to use such information, products, or services in jurisdictions where the provision of information, products, or services is prohibited by law.

You agree that (i) you will not engage in any activities related to the website that are contrary to applicable law, regulation, or the terms of any agreements you may have with Pied Piper Group LLC, and (ii) in circumstances where locations of the Website require identification for process, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.

Use of Information and Materials

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

You are not authorized to post on or transmit to or from this website any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, immoral, or profane material, or any other content that could give rise to any civil or criminal liability under the law. Unauthorized use of Pied Piper Group Websites and systems, including but not limited to unauthorized entry into Pied Piper Group systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.

Website Eligibility Terms:

  • You may only access or use this website and transact business with Pied Piper Group if you are at least 18 years of age,
  • Each time you access and use this website you will comply with and be bound by these Terms of Use as they appear on this website,
  • Each use of this website by you indicates and confirms your agreement to be bound by these Terms of Use,
  • You agree that you will not use or attempt to use this website for any purpose other than conducting related business with Pied Piper Group and/or our Affiliates as a real client without intention to deceive Pied Piper Group.
  • You agree to use the Service only for purposes that are legal, proper and in accordance with these Terms of Use and any applicable policies or guidelines. By way of example, and not as a limitation, You hereby agree that when using the Service, You will not:
        • Copy, reproduce, modify, use, republish, upload, post, publish, license, create derivative works from, transmit or distribute in any way material from the website without Pied Piper Group’s written permission;
        • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;
        • Upload, post, email or transmit or otherwise make available any inappropriate, defamatory, infringing, obscene, or unlawful Content;
        • Upload, post, email or transmit or otherwise make available any Content that infringes any patent, trademark, copyright, trade secret or other proprietary right of any party, unless You are the owner of the Rights or have the permission of the owner to post such Content;
        • Upload, post, email or transmit or otherwise make available messages that promote pyramid schemes, chain letters or disruptive commercial messages or advertisements, or anything else prohibited by law, these Terms of Service or any applicable policies or guidelines;
        • Download any file posted by another that You know, or reasonably should know, that cannot be legally distributed in such manner;
        • Impersonate another person or entity, or falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material;
        • Use any robot, spider, site search/retrieval application, or other device to retrieve or index any portion of services or collect information about users for any unauthorized purpose;
        • Submit Content that falsely expresses or implies that such Content is sponsored or endorsed by Pied Piper Group and/or our Affiliates;
        • Create user accounts by automated means or under false or fraudulent pretenses;
        • Promote or provide instructional information about illegal activities or promote physical harm or injury against any group or individual; or
        • Transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature.
        • Solicit any of the individuals or companies listed on this web site for purposes of selling products or services is prohibited.
        • International users agree to comply with their own local rules regarding online conduct and acceptable content, including laws regulating the export of data to the United States or your country of residence.

Your Information

During the process of your mortgage application, commercial loan application, insurance application, title insurance request, etc. as it relates to any of our affiliates, you may submit certain information to us. We do not claim ownership of the materials you provide (including feedback and suggestions), post, upload, input, or submit to Pied Piper Group, LLC or any of its affiliated businesses (collectively “Your Information”). However, by posting, uploading, inputting, providing, or submitting your Information, you are granting us, our affiliated companies, and any vendors necessary to the course of your transaction permission to use your Information to fulfill your request for services. That permission includes allowing us to copy, distribute, transmit, publicly display (we will never publicly display your nonpublic personal information), reproduce, edit, translate, and reformat your Information. Please note that specific terms and conditions provided on the web page describing a particular feature or offer, may supersede this provision.

Links To Other Sites

Links to non-Pied Piper Group and/or non-Affiliates Websites are provided solely as pointers to information on topics that may be useful to the Websites, and Pied Piper Group LLC and/or its Affiliates have no control over the content on such non-Pied Piper Group and/or non-Affiliates Websites. If you choose to link to a Website not controlled by Pied Piper Group LLC and/or its Affiliates,  Pied Piper Group LLC and/or its Affiliates make no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Pied Piper Group LLC and/or its Affiliates warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Pied Piper Group LLC and/or its Affiliates do not guarantee the authenticity of documents on the Internet. Links to non-Pied Piper Group and/or non-Affiliates sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. Pied Piper Group LLC and/or its Affiliates reserve the right to terminate a link to a third-party website at any time.

Accessing The Website & Potential Disruption of Service

You agree and acknowledge that you have the sole responsibility and liability for your use of this website and for providing or obtaining, and for maintaining, all the hardware, software, electrical power, telecommunications, Internet services, and other products or services necessary or desirable for you to access and use this website.

Although Piper Group LLC and its Affiliates tries to provide accurate and timely information on this website, there may be inadvertent, technical, or factual inaccuracies and typographical errors. For these reasons Piper Group LLC and its Affiliates cannot warrant the accuracy, completeness, or timeliness of the information, text, graphics, links, or other items on this website.

Access to the Website may from time to time be unavailable, delayed, limited or slowed due to, among other things:

  • Hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment
  • Software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content
  • Overload of system capacities
  • Damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters
  • Interruption (whether partial or total) of power supplies or other utility of service
  • Strike or other stoppage (whether partial or total) of labor
  • Governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention
  • Activities undertaken to protect the property of Pied Piper Group LLC and its Affiliates
  • Any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of Pied Piper Group LLC and/or its Affiliates

Piper Group LLC and its Affiliates tries to minimize the periods of time during which the website is unavailable. You agree that Piper Group LLC and/or its Affiliates shall not be responsible for any loss, damages, costs, or expenses which you may suffer or incur, directly or indirectly, as a result of the unavailability of the website, regardless of whether it could be shown that we could have prevented or reduced the duration of such unavailability by taking any action within our reasonable control. Piper Group LLC and/or its Affiliates shall also not be responsible for any loss, damages, costs, or expenses which you may suffer or incur, directly or indirectly, as a result of your inability to access the website caused directly or indirectly, in whole or in part, by your computer or mobile device, your inability to establish a connection to the Internet, your Internet Service Provider (“ISP”), or capacity or other limitations or constraints of the Internet.

Piper Group LLC and/or its Affiliates may at any time, with or without cause, and without prior notice to you deny you access to the website. We may terminate these Terms of Use and your access to the website in whole or in part at any time without prior notice to you. In the event we terminate this Terms of Use, any applications you have submitted will continue to be evaluated, and any existing transactions you have entered into with us shall remain in effect.

To protect the security of your information, Piper Group LLC and/or its Affiliates may require you to authenticate your identity (i.e., prove that you are who you say you are) to conduct certain transactions on this website. It is a good idea to protect your security by always closing your web browser after leaving the website. If you believe that information that you have submitted through the website has been used without your permission, you must tell us immediately.

Contacting us via phone is the best way of keeping your possible losses to a minimum. Call us at 224-225-4651 to report unauthorized access. If you fail to notify us, you may be liable for all unauthorized activity on your account.

You can also contact us at 224-225-4651 regarding technical issues with this website.

SMS Consent

Providing your telephone contact information to Piper Group LLC and/or its Affiliates means you have consented in writing to receive SMS communications (text messages) from Piper Group LLC and/or its Affiliates. When consenting to messaging notifications, you authorize Piper Group LLC and/or its Affiliates, assigns, successors, or servicing agents to send SMS Notifications (as defined below) to any phone number provided to Piper Group LLC and/or its Affiliates, assigns, successors, or service agents in connection with your account, application, loan, and closing. As used in this text messaging disclosure, “SMS Account Notifications” means any SMS (text message) communications from Piper Group LLC and/or its Affiliates to you pertaining to your account or loan transaction sent to the phone number provided in connection with this transaction, including but not limited to application processing status, account information, loan information, information requests, document requests, due dates, delinquent accounts, closings and program updates.

How to Unsubscribe: You may withdraw your consent to receive SMS Account Notifications by replying with “STOP, END, CANCEL. UNSUBSCRIBE, or QUIT” or by calling us at 224-225-4651 at any time.

Pied Piper Group LLC and/or its Affiliates may treat your provision of an invalid mobile phone number, or the subsequent malfunction of a previously valid mobile phone number, as a withdrawal of your consent to receive SMS Account Notifications. Any withdrawal of your consent to use SMS Account Notifications will be effective only after we have a reasonable period of time to process your withdrawal.

To request additional information, contact us by telephone at 224-225-4651. In order to access, view, and retain SMS Account Notifications that Piper Group LLC and/or its Affiliates make available to you, you must have: (i) a SMS-capable mobile phone, (ii) an active mobile phone account with a communication service provider; and (iii) sufficient storage capacity on your mobile phone.

All SMS Account Notifications in electronic format from Piper Group LLC and/or its Affiliates to you will be considered “in writing.”

There is no service fee for SMS Account Notifications, but you are responsible for any and all charges, including but not limited to fees associated with text messaging, imposed by your communications service provider. Please consult your mobile service carrier’s pricing plan to determine the charges for sending and receiving text messages. These charges will appear on your phone bill. Message frequency depends on account status or settings. Piper Group LLC and/or its Affiliates may modify or terminate our text messaging services from time to time, for any reason, and without notice, including the right to terminate text messaging with or without notice, without liability to you.

Consent to Employment Verification

By providing Piper Group LLC and/or its Affiliates with your employment information you are providing written consent permitting Piper Group LLC and/or its Affiliates to contact third parties as necessary to verify your income and employment.

Intellectual Property Rights

The works of authorship contained in the Website (www.piedpipergroup.com), including but not limited to all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by Pied Piper Group LLC and/or its Affiliates or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without Pied Piper Group LLC’s and/or its Affiliates’ prior written consent, except to the extent permitted by law, and then, only with notices of  Pied Piper Group LLC’s and/or its Affiliates’ proprietary rights provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.

Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.

Limitation of Liability

BECAUSE OF THE POSSIBILITY OF HUMAN AND MECHANICAL ERROR AS WELL AS OTHER FACTORS, THE WEBSITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE) IS PROVIDED “AS IS” “AS AVAILABLE”. PIED PIPER GROUP LLC, ITS AFFILIATES AND THIRD-PARTY DATA PROVIDERS ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE. PIED PIPER GROUP LLC, ITS AFFILIATES AND THIRD-PARTY DATA PROVIDERS DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, PIED PIPER GROUP LLC AND/OR ITS AFFILIATES WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND FILES AND THE USER’S BROWSER OR OTHER SITE ACCESSING PROGRAM, OR DISCLOSURE OF INFORMATION WHEN REPLYING TO YOU BY E-MAIL OR OTHER ELECTRONIC MEANS OR RECEIVING E-MAILS FROM YOU; EVEN IF PIED PIPER GROUP LLC AND/OR ITS AFFILIATES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES. NOR WILL PIED PIPER GROUP LLC AND/OR ITS AFFILIATES BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND PIED PIPER GROUP LLC’S AND/OR ITS AFFILIATES’ CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS. ​​Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

PIED PIPER GROUP LLC, ITS AFFILIATES AND THIRD-PARTY DATA PROVIDERS DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION.

UNDER NO CIRCUMSTANCES WILL PIED PIPER GROUP LLC AND/OR ITS AFFILIATES BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER PIED PIPER GROUP LLC AND/OR ITS AFFILIATES HAVE BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.

PIED PIPER GROUP LLC AND/OR ITS AFFILIATES DO NOT WARRANT NOR REPRESENT THAT YOUR USE OF MATERIALS DISPLAYED ON THIS WEBSITE WILL NOT INFRINGE RIGHTS OF THIRD PARTIES NOT OWNED OR AFFILIATED WITH US.

Indemnification

You agree to defend, indemnify, and hold harmless Pied Piper Group LLC, its Affiliates, and all of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, members, employees, principals, agents, predecessors, successors, assigns, and attorneys from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including attorneys’ fees and litigation expenses) relating to or arising from your use of the Site, any breach by you of these Terms of Use, your negligent or intentional acts, errors or omissions in regard to the subject matter of these Terms of Use, or your failure to comply with applicable laws. You further agree that you will cooperate fully in the defense of any such claims. Pied Piper Group LLC and its Affiliates reserves the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without our written consent.

Enforceability and Governing Law

In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. These Terms and Conditions shall be subject to any other agreements you have entered into with Pied Piper Group LLC and its Affiliates. The user’s access to and use of the https://www.piedpipergroup.com/  website, and the terms of this disclaimer are governed by the laws of the United States and the State of Illinois.

No failure, omission, or delay on Pied Piper Group LLC’s and its Affiliates’ part to exercise any right under these Terms of Use will preclude any other further exercise of that right or other right under these Terms of Use.

If any terms in these Terms of Use change due to applicable law or are declared invalid by order of a court, the remaining terms of these Terms of Use will not be affected, and these Terms of Use will be interpreted as if the invalid terms had not been placed in these Terms of Use. The headings in these Terms of Use are intended only to help organize these Terms of Use.

Changes to these Terms of Use

You agree that Pied Piper Group LLC and its Affiliates may from time to time amend all or any part of these Terms of Use, including, without limitation, establishing, increasing, or decreasing the fees and charges for products and services made available through this website and changing the features and functionality to this website. Pied Piper Group LLC and its Affiliates will notify you electronically of any change to these Terms of Use as required by applicable law. Your use of the website after the effective date of the change shall constitute your agreement to be bound by the terms of the change. You should also review these Terms of Use periodically for any changes.

Last Updated: August 2021

Equal Opportunity Employer

Pied Piper Group LLC and its Affiliates are Equal Opportunity Employers.

Contact Us

If you have any questions or suggestions about our Terms of Use, do not hesitate to contact us at:

PIED PIPER GROUP, LLC and its Affiliates

33 W. Roosevelt Rd. Lombard, IL 60148, United States

Phone: 224-203-2486

For more information on how you can contact us please visit us at https://piedpipergroup.com/contact

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