fbpx

Pied Piper Group Legal

  • Privacy Policy
  • Terms Of Use
  • Affiliated Business

Privacy Policy

We take our clients’ privacy very seriously. We understand that your privacy is important. This Privacy Policy describes how we collect and use the personal information that we acquire about you on www.piedpipergroup.com (the “Website”).

By continuing to use the Website, you agree to this Privacy Policy and the collection, use, disclosure, and storage of your personal information as described by this Privacy Policy.

INFORMATION WE COLLECT

When you use the Website, we and/or our affiliates (collectively referred to herein as “we”, “us” or “our”) may collect personal information about you, such as your name, address, Social Security number, telephone number, email address, asset information, income information, or any other information that you submit on applications or other forms made available through the Website.

We may also collect personal information about you from third party sources, which we may combine with information that you provided to us, or we previously collected. For example, we may receive information from a social media service about you if you use a social media account to log into the Website.

We also automatically collect certain information related to you and your activities on the Website when you visit the Website. This information includes information such as your IP address, your internet browser and operating system type, the date and time of your visit, and the website that referred you to us.

COOKIES AND OTHER TRACKING TECHNOLOGIES

Our Website uses cookies and other tracking technologies, such as web beacons (otherwise known as pixel tags). A “cookie” is a small file placed on your computer that helps us to recognize your browser. We use both first and third-party cookies and tracking technologies on the Website. These cookies and tracking technologies may collect your personal information. We may use cookies and tracking technologies to monitor how the Website is used, customize content, serve advertisements and evaluate the effectiveness of our advertising campaigns, identify problems with the Website, improve the Website, analyze Website traffic and other analytics purposes, monitor the security of the Website, and gauge the effectiveness of our communications. 

Most web browsers allow you to adjust your preferences to reject cookies or to receive notifications before they are placed. If your browser is set to reject cookies, you may continue to use the Website, but some aspects of the Website may not function as intended. 

TRACKING

Our first-party cookies and tracking technologies do not track users over time and across third-party websites, and therefore the Website does not respond to web browser do-not-track signals.

We also use third-party cookies to serve targeted advertisements on both the Website and on third-party websites. These cookies may track users over time and across third-party websites and services. Please note that if you opt-out of advertising cookies, you may still see our advertisements on third-party websites and services. 

HOW WE USE COLLECTED INFORMATION

We use personal information and anonymous information for the following purposes:

  • To complete and fulfill your loan application;
  • To respond to and fulfill your requests;
  • For our marketing efforts, such as to send you marketing communications that we believe may be of interest to you;
  • For our business purposes, such as for analysis and to develop new products and services;
  • To improve the Website and for analytics purposes; or
  • For any other purpose to which you consent.

The Fair Credit Reporting Act gives you the opportunity to limit the sharing of “non-experience information” among our affiliates. “Non-experience information” includes information that is used, expected to be used, or collected for the purpose of establishing your eligibility for consumer credit, insurance or deposit accounts, and is not related solely to your transactions or other experiences with us, including information:

  • From your applications, such as your income or marital status
  • From a credit report, such as your credit history
  • From sources used to verify representations made by you, such as your open lines of credit or employment history

Within our family of companies, we may share the customer information we collect with:

  • The affiliated businesses to which Pied Piper Group, LLC provides advisory and other services such are:
    • Residential & Commercial Mortgage Products
    • Insurance and Real Estate Brokerage
    • Accounting
    • Merchant Processing
    • Marketing and Business Development
    • Continuing Education Services
    • Residential Home Development
    • Hedge Fund Transactions

HOW WE SHARE PERSONAL INFORMATION

We will only share personal information with third parties as described in this Privacy Policy. We may share personal information with third parties:
  • Such as vendors who provide employment verification, degree verification, title, document import, or other necessary services;
  • Such as to other partners with which we have marketing arrangements or to others that may want to provide information to you about the products and services that they offer (unless you’ve opted out);
  • For any purpose to which you expressly consent;
  • To protect our rights or the rights or safety of others; and
  • As may be required by law or regulation.

We limit the information that we send service providers and require that our service providers only use shared personal information to perform the services requested in accordance with this Privacy Policy and have adequate security measures in place to protect any of your shared personal information.

For example, after you authorize us to verify your credit history, we send the minimal set of information needed (potentially including your social security number) to ensure we are requesting the correct record in an encrypted form to the relevant credit bureaus with the sole purpose of retrieving your credit report and associated credit history data. We would not send the same level of information to a service provider where it is not essential to perform their services.

For retrieving bank information (transactions, accounts, and other information), we use cloudflare.com as a third-party service provider. Their respective privacy policy is available here: Cloudflare

In the event that we enter into a corporate transaction, such as a reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of our business, assets, or stock (including in connection with any bankruptcy or similar proceedings), personal information that we have collected may be transferred in the course of that corporate transaction to the relevant third party purchaser, joint venture partner, merged entity, assignee or similar party.

HOW WE PROTECT PERSONAL INFORMATION

We use reasonable physical, technical, and administrative security measures to protect personal information we collect from loss, misuse, unauthorized access, or improper disclosure. For example, we use encryption technologies when transmitting information to and from the Website and with our third-party service providers. Please understand that no security technology is completely secure, and remember that when communicating with us, email is not a secure form of communication when transmitting sensitive or personal information.

LINKS TO OTHER WEBSITES

The Website may contain links to third-party websites, such as social media websites. This Privacy Policy is only applicable to this Website, and we have no control of these third-party websites’ information practices. Please be sure to review these third-party websites’ privacy policies before visiting these third-party websites. 

CHILDREN'S PRIVACY

This Website is not intended for persons under the age of 18. We do not knowingly collect, maintain, or use personal information from children under the age of 13. If we become aware that a child under the age of 13 has submitted personal information to us through the Website, we will immediately delete such information.

UPDATES TO THIS PRIVACY POLICY

We reserve the right to update this Privacy Policy at any time. Any changes will be immediately effective upon the posting of the updated policy. Your continued use of the Website after these updates are posted represents your consent to the terms of the new Privacy Policy. Please regularly check this Privacy Policy for any such updates.

ACCEPTANCE OF POLICY

By visiting www.piedpipergroup.com, you are accepting the terms and conditions of this Privacy Policy, and we have the right to use your information as described in this Privacy Policy.

This Privacy Policy applies only with respect to the information that we collect on-line on our website and not to any information that Pied Piper, LLC collects through other methods or sources. If for some reason you believe that our site has not adhered to this Policy, please notify us at info@piedpipergroup.com.

Additional Privacy Notice for California Residents

OVERVIEW

This Privacy Notice for California Residents (this “Privacy Notice”) is for California residents only and supplements, and does not replace, the information contained in the PiedPiperGroup.com Privacy Policy.

It applies to visitors, client’s, users, and others who reside in the State of California (“consumers” or “you”). This notice contains a description of our online and offline practices regarding the collection, use, disclosure, and sale of personal information and of the rights of California residents regarding their personal information.

While we believe that much of the personal information we collect is exempted under the Gramm-Leach-Bliley Act exemption of the California Consumer Privacy Act of 2018 (“CCPA”), we are providing this notice to recognize certain rights of consumers under the CCPA. For example, this Privacy Notice does not apply with respect to information that we collect about California residents who apply for or obtain our financial products and services for personal, family, or household purposes. In limited circumstances, we may collect information that identifies, describes, or is reasonably capable of being associated with you that is not related to your use of our financial products and services.

Any terms defined in the CCPA have the same meaning when used in this Privacy Notice.

INFORMATION WE COLLECT

When you use our Website, we may collect personal information about you, such as your name, address, Social Security number, telephone number, email address, asset information, income information, or any other information that you submit on applications or other forms made available through the Website. We collect this information when you request a rate quote, begin an application, or make an inquiry.

As part of our business, and in our efforts to serve you, we collect this information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months:

WHAT IS COLLECTED:

Identifiers

A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.

Personal Information Categories Listed in the California Customer Records Statute

A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.

Protected Classification Characteristics Under California or Federal Law

Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth, and related medical conditions), sexual orientation, veteran or military status.

Commercial Information

Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

Internet or Other Similar Network Activity

Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.

Geolocation Data

Physical location or movements.

Sensory Data

Audio recordings of your contact with our customer service team.

Professional or Employment-Related Information

Current or past job history or performance evaluations.

WHAT IS NOT COLLECTED:

Biometric Information

Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, face prints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.

Non-Public Education Information

Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

Inferences Drawn From Other Personal Information

Audio, electronic, visual, thermal, olfactory, or similar information.

PERSONAL INFORMATION DOES NOT INCLUDE:

  • Publicly available information from federal, state, or local government records.
  • De-identified or aggregated consumer information.
  • Information excluded from the CCPA’s scope, such as personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA) and the Driver’s Privacy Protection Act of 1994.

We obtain the categories of personal information listed above from the following categories of sources:

  • Directly from our customers or their agents. For example, from documents that our customers provide to us related to the services that we are asked to perform.
  • Indirectly from our customers or their agents. For example, through information we collect from our customers in the course of providing services to them.
  • Directly and indirectly from activity on our Website. For example, from submissions through our Website portal or Website usage details collected automatically.
  • From third-parties that interact with us in connection with the services we perform. For example, credit reporting agencies, appraisers, and other service providers.
  • From our affiliates.

USE OF PERSONAL INFORMATION

 We may use or disclose the personal information we collect for one or more of the following business purposes:
  • To fulfill or meet the reason for which the information is provided. For example, if you provide personal information to apply for a loan, we will use that information to process your application, payment, and facilitate loan closing. We may also save your information for legal or regulatory purposes, loan fulfillment, and/or loan servicing.
  • To provide, support, personalize, and develop our websites, products and services.
  • To create, maintain, customize, and secure your account with us.
  • To process your requests, purchases, transactions, and payments and prevent transactional fraud.
  • To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our response.
  • To personalize your website experience and to deliver relevant content and product and service offerings, including targeted offers and other communications (with your consent, where required by law).
  • To help maintain the safety, security, and integrity of our business websites, products and services, databases and other technology assets.
  • For testing, research, analysis, and product development, including to develop and improve our Website, products, and services.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
  • As described to you when collecting your personal information or for other business purposes or that are otherwise set forth in the CCPA.
  • To respond to audits or state or federal examinations by our regulators.

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated or incompatible purposes without providing you notice.

SHARING PERSONAL INFORMATION

We may disclose your personal information to a third party for a business purpose. We limit the information that we send service providers and require that our service providers only use shared personal information to perform the services requested in accordance with our Privacy Policy and have adequate security measures in place to protect any of your shared personal information.

We may share personal information with third parties:

  • Such as vendors who provide employment verification, degree verification, title, document import, or other necessary services;
  • Such as our subsidiary and affiliated businesses that provide quality services or products you may be interested in;
  • For any purpose to which you expressly consent;
  • To protect our rights or the rights or safety of others; and
  • As may be required by law or regulation.

SALE OF PERSONAL INFORMATION

In the preceding 12 months, we have not sold to another business or any third party any personal information subject to the CCPA.

YOUR RIGHTS AND CHOICES

The CCPA provides consumers (California residents) with specific rights regarding their personal information.

ACCESS TO INFORMATION

Unless your personal information is excluded from the scope of the CCPA, you have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, you have a right to know:

  • The categories of personal information we have collected about you.
  • The categories of sources for the personal information we collected about you.
  • Our business or commercial purpose for collecting that personal information.
  • The categories of third parties with whom we share that personal information.
  • The specific pieces of personal information we collected about you.
  • If we disclosed your personal information for a business purpose, identifying the personal information categories that each category of recipient obtained.

DELETION REQUEST RIGHTS

Unless your personal information is excluded from the scope of the CCPA, you have the right to request that we delete any of your personal information that we collected from you and retained, subject to exceptions.

Please note that the Gramm-Leach-Bliley Act and the CCPA allows us to keep certain forms of data for record keeping purposes and/or to complete any transactions that you began prior to requesting a change or deletion. In addition, there may be certain data that we may not allow you to review for legal, security, or other reasons. We may deny your deletion request if retaining the information is necessary for us or our service providers to:

  • Complete the transaction for which we collected the personal information.
  • Provide a good or service that you requested and take actions reasonably anticipated within the context of our ongoing business relationship with you.
  • Perform a contract between us and you.
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
  • Debug products to identify and repair errors that impair existing intended functionality.
  • Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
  • Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
  • Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
  • Comply with a legal obligation.
  • Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

EXERCISING YOUR RIGHTS

If you are a California resident, you can submit a request to us by:

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request twice within a 12-month period. The verifiable consumer request must:

  • Provide sufficient information that allows us to reasonably verify you are the California resident about whom we collected personal information or an authorized representative of such a resident.
  • Describe your request with sufficient detail that allows us to properly understand, evaluate and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request. Our practices with regard to verifying a request will vary depending on the request and the information we have on the person making the request.

RESPONSE TIMING AND FORMAT

We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically (provided we can do so securely). Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded.

NON-DISCRIMINATION

You have the right to not receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

INFORMATION FOR PARENTS & GUARDIANS

We do not knowingly collect or maintain information about children under the age of 16, unless that information is provided by a parent, legal guardian, or authorized adult.

CHANGES TO THIS PRIVACY NOTICE

We reserve the right to update this Privacy Notice at any time to reflect changes in our business, legal or regulatory obligations. Any changes will be immediately effective upon the posting of the updated Privacy Notice.

Additional Privacy Notice for Vermont Residents

If you live in Vermont, we will share information only as permitted by law. We will not share your personal information with non-affiliates for their marketing purposes, unless you authorize us to do so. We will not share consumer report information about you with joint marketing partners or with any affiliates (needs a link to all our affiliates) except with your consent or to the extent otherwise permitted by law. PiedPiperGroup.com is dedicated to making homeownership, and all that relates to that, faster and simpler, with superior customer support along the way.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:

PIED PIPER GROUP, LLC

33 W. Roosevelt Rd. Lombard, IL 60148, United States

Phone: 224-203-2486

For more information on how you can contact us please visit us at https://piedpipergroup.com/contact

Terms Of Use

This website (www.piedpipergroup.com) is owned and operated by Pied Piper Group LLC. Please read these Terms of Use (“Terms of Use”) carefully before starting to use this website.

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Pied Piper Group LLC  (“Company“, “we”, “us”, or “our”), concerning your access to and use of the https://www.piedpipergroup.com/  website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”).

You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use.

IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST LEAVE THE SITE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference.

We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Terms of Use on this page with the “Last Updated” date and you waive any right to receive specific notice of each such change.

Changes are effective immediately, after they are posted on this page and you will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site.

You acknowledge that Pied Piper Group LLC may disclose and transfer any information that you provide through this Website to (i) any company within the Pied Piper Group LLC group, its affiliates, agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate, and by using and providing information through this Website you agree to such transfers.

We may collect information from your visit to our website and use it to enhance your online customer experience. Use of this website, including any patterns or characteristics concerning your interaction with it, may be monitored, tracked and recorded. Anyone using this website expressly consents to such monitoring, tracking and recording.

Any sharing of your personal information shall be in accordance with our Privacy Policy, available on https://www.piedpipergroup.com/privacy-policy/

WEB CONTENT AND MATERIALS

The content on this website is for information purposes only and may provide general information about our and/or our affiliates’ products and services.  It is believed to be reliable, but Pied Piper Group LLC does not warrant its completeness, timeliness, or accuracy.

Your eligibility for particular products and services is subject to our and/or our affiliates’ final determination, restrictions, and acceptance.

Products and services described may differ among geographic locations. Not all products and services are offered at all locations.

We and/or our affiliates may discontinue or make changes to the information, products, licenses, or services described on this website at any time.

Any dated information is published as of its publication date only. We and/or our affiliates do not undertake any obligation or responsibility to update or amend any such information. We and/or our affiliates reserve the right to terminate any or all offerings without prior notice. Furthermore, by offering information, products, or services via this website, no solicitation is made by us and/or our affiliates to any person to use such information, products, or services in jurisdictions where the provision of information, products, or services is prohibited by law.

You agree that (i) you will not engage in any activities related to the website that are contrary to applicable law, regulation, or the terms of any agreements you may have with Pied Piper Group LLC, and (ii) in circumstances where locations of the Website require identification for process, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.

USE OF INFORMATION AND MATERIALS

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

You are not authorized to post on or transmit to or from this website any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, immoral, or profane material, or any other content that could give rise to any civil or criminal liability under the law. Unauthorized use of Pied Piper Group Websites and systems, including but not limited to unauthorized entry into Pied Piper Group systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.

Website Eligibility Terms:

  • You may only access or use this website and transact business with Pied Piper Group if you are at least 18 years of age,
  • Each time you access and use this website you will comply with and be bound by these Terms of Use as they appear on this website,
  • Each use of this website by you indicates and confirms your agreement to be bound by these Terms of Use,
  • You agree that you will not use or attempt to use this website for any purpose other than conducting related business with Pied Piper Group and/or our Affiliates as a real client without intention to deceive Pied Piper Group.
  • You agree to use the Service only for purposes that are legal, proper and in accordance with these Terms of Use and any applicable policies or guidelines. By way of example, and not as a limitation, You hereby agree that when using the Service, You will not:
        • Copy, reproduce, modify, use, republish, upload, post, publish, license, create derivative works from, transmit or distribute in any way material from the website without Pied Piper Group’s written permission;
        • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;
        • Upload, post, email or transmit or otherwise make available any inappropriate, defamatory, infringing, obscene, or unlawful Content;
        • Upload, post, email or transmit or otherwise make available any Content that infringes any patent, trademark, copyright, trade secret or other proprietary right of any party, unless You are the owner of the Rights or have the permission of the owner to post such Content;
        • Upload, post, email or transmit or otherwise make available messages that promote pyramid schemes, chain letters or disruptive commercial messages or advertisements, or anything else prohibited by law, these Terms of Service or any applicable policies or guidelines;
        • Download any file posted by another that You know, or reasonably should know, that cannot be legally distributed in such manner;
        • Impersonate another person or entity, or falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material;
        • Use any robot, spider, site search/retrieval application, or other device to retrieve or index any portion of services or collect information about users for any unauthorized purpose;
        • Submit Content that falsely expresses or implies that such Content is sponsored or endorsed by Pied Piper Group and/or our Affiliates;
        • Create user accounts by automated means or under false or fraudulent pretenses;
        • Promote or provide instructional information about illegal activities or promote physical harm or injury against any group or individual; or
        • Transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature.
        • Solicit any of the individuals or companies listed on this web site for purposes of selling products or services is prohibited.
        • International users agree to comply with their own local rules regarding online conduct and acceptable content, including laws regulating the export of data to the United States or your country of residence.

YOUR INFORMATION

During the process of your mortgage application, commercial loan application, insurance application, title insurance request, etc. as it relates to any of our affiliates, you may submit certain information to us. We do not claim ownership of the materials you provide (including feedback and suggestions), post, upload, input, or submit to Pied Piper Group, LLC or any of its affiliated businesses (collectively “Your Information”). However, by posting, uploading, inputting, providing, or submitting your Information, you are granting us, our affiliated companies, and any vendors necessary to the course of your transaction permission to use your Information to fulfill your request for services. That permission includes allowing us to copy, distribute, transmit, publicly display (we will never publicly display your nonpublic personal information), reproduce, edit, translate, and reformat your Information. Please note that specific terms and conditions provided on the web page describing a particular feature or offer, may supersede this provision.

LINKS TO OTHER SITES

Links to non-Pied Piper Group and/or non-Affiliates Websites are provided solely as pointers to information on topics that may be useful to the Websites, and Pied Piper Group LLC and/or its Affiliates have no control over the content on such non-Pied Piper Group and/or non-Affiliates Websites. If you choose to link to a Website not controlled by Pied Piper Group LLC and/or its Affiliates,  Pied Piper Group LLC and/or its Affiliates make no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Pied Piper Group LLC and/or its Affiliates warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Pied Piper Group LLC and/or its Affiliates do not guarantee the authenticity of documents on the Internet. Links to non-Pied Piper Group and/or non-Affiliates sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. Pied Piper Group LLC and/or its Affiliates reserve the right to terminate a link to a third-party website at any time.

ACCESSING THE WEBSITE & POTENTIAL DISRUPTION OF SERVICE

You agree and acknowledge that you have the sole responsibility and liability for your use of this website and for providing or obtaining, and for maintaining, all the hardware, software, electrical power, telecommunications, Internet services, and other products or services necessary or desirable for you to access and use this website.

Although Piper Group LLC and its Affiliates tries to provide accurate and timely information on this website, there may be inadvertent, technical, or factual inaccuracies and typographical errors. For these reasons Piper Group LLC and its Affiliates cannot warrant the accuracy, completeness, or timeliness of the information, text, graphics, links, or other items on this website.

Access to the Website may from time to time be unavailable, delayed, limited or slowed due to, among other things:

  • Hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment
  • Software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content
  • Overload of system capacities
  • Damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters
  • Interruption (whether partial or total) of power supplies or other utility of service
  • Strike or other stoppage (whether partial or total) of labor
  • Governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention
  • Activities undertaken to protect the property of Pied Piper Group LLC and its Affiliates
  • Any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of Pied Piper Group LLC and/or its Affiliates

Piper Group LLC and its Affiliates tries to minimize the periods of time during which the website is unavailable. You agree that Piper Group LLC and/or its Affiliates shall not be responsible for any loss, damages, costs, or expenses which you may suffer or incur, directly or indirectly, as a result of the unavailability of the website, regardless of whether it could be shown that we could have prevented or reduced the duration of such unavailability by taking any action within our reasonable control. Piper Group LLC and/or its Affiliates shall also not be responsible for any loss, damages, costs, or expenses which you may suffer or incur, directly or indirectly, as a result of your inability to access the website caused directly or indirectly, in whole or in part, by your computer or mobile device, your inability to establish a connection to the Internet, your Internet Service Provider (“ISP”), or capacity or other limitations or constraints of the Internet.

Piper Group LLC and/or its Affiliates may at any time, with or without cause, and without prior notice to you deny you access to the website. We may terminate these Terms of Use and your access to the website in whole or in part at any time without prior notice to you. In the event we terminate this Terms of Use, any applications you have submitted will continue to be evaluated, and any existing transactions you have entered into with us shall remain in effect.

To protect the security of your information, Piper Group LLC and/or its Affiliates may require you to authenticate your identity (i.e., prove that you are who you say you are) to conduct certain transactions on this website. It is a good idea to protect your security by always closing your web browser after leaving the website. If you believe that information that you have submitted through the website has been used without your permission, you must tell us immediately.

Contacting us via phone is the best way of keeping your possible losses to a minimum. Call us at 224-225-4651 to report unauthorized access. If you fail to notify us, you may be liable for all unauthorized activity on your account.

You can also contact us at 224-225-4651 regarding technical issues with this website.

SMS CONSENT

Providing your telephone contact information to Piper Group LLC and/or its Affiliates means you have consented in writing to receive SMS communications (text messages) from Piper Group LLC and/or its Affiliates. When consenting to messaging notifications, you authorize Piper Group LLC and/or its Affiliates, assigns, successors, or servicing agents to send SMS Notifications (as defined below) to any phone number provided to Piper Group LLC and/or its Affiliates, assigns, successors, or service agents in connection with your account, application, loan, and closing. As used in this text messaging disclosure, “SMS Account Notifications” means any SMS (text message) communications from Piper Group LLC and/or its Affiliates to you pertaining to your account or loan transaction sent to the phone number provided in connection with this transaction, including but not limited to application processing status, account information, loan information, information requests, document requests, due dates, delinquent accounts, closings and program updates.

How to Unsubscribe: You may withdraw your consent to receive SMS Account Notifications by replying with “STOP, END, CANCEL. UNSUBSCRIBE, or QUIT” or by calling us at 224-225-4651 at any time.

Pied Piper Group LLC and/or its Affiliates may treat your provision of an invalid mobile phone number, or the subsequent malfunction of a previously valid mobile phone number, as a withdrawal of your consent to receive SMS Account Notifications. Any withdrawal of your consent to use SMS Account Notifications will be effective only after we have a reasonable period of time to process your withdrawal.

To request additional information, contact us by telephone at 224-225-4651. In order to access, view, and retain SMS Account Notifications that Piper Group LLC and/or its Affiliates make available to you, you must have: (i) a SMS-capable mobile phone, (ii) an active mobile phone account with a communication service provider; and (iii) sufficient storage capacity on your mobile phone.

All SMS Account Notifications in electronic format from Piper Group LLC and/or its Affiliates to you will be considered “in writing.”

There is no service fee for SMS Account Notifications, but you are responsible for any and all charges, including but not limited to fees associated with text messaging, imposed by your communications service provider. Please consult your mobile service carrier’s pricing plan to determine the charges for sending and receiving text messages. These charges will appear on your phone bill. Message frequency depends on account status or settings. Piper Group LLC and/or its Affiliates may modify or terminate our text messaging services from time to time, for any reason, and without notice, including the right to terminate text messaging with or without notice, without liability to you.

CONSENT TO EMPLOYMENT VERIFICATION

By providing Piper Group LLC and/or its Affiliates with your employment information you are providing written consent permitting Piper Group LLC and/or its Affiliates to contact third parties as necessary to verify your income and employment.

INTELLECTUAL PROPERTY RIGHTS

The works of authorship contained in the Website (www.piedpipergroup.com), including but not limited to all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by Pied Piper Group LLC and/or its Affiliates or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without Pied Piper Group LLC’s and/or its Affiliates’ prior written consent, except to the extent permitted by law, and then, only with notices of  Pied Piper Group LLC’s and/or its Affiliates’ proprietary rights provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.

Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.

LIMITATION OF LIABILITY

BECAUSE OF THE POSSIBILITY OF HUMAN AND MECHANICAL ERROR AS WELL AS OTHER FACTORS, THE WEBSITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE) IS PROVIDED “AS IS” “AS AVAILABLE”. PIED PIPER GROUP LLC, ITS AFFILIATES AND THIRD-PARTY DATA PROVIDERS ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE. PIED PIPER GROUP LLC, ITS AFFILIATES AND THIRD-PARTY DATA PROVIDERS DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, PIED PIPER GROUP LLC AND/OR ITS AFFILIATES WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND FILES AND THE USER’S BROWSER OR OTHER SITE ACCESSING PROGRAM, OR DISCLOSURE OF INFORMATION WHEN REPLYING TO YOU BY E-MAIL OR OTHER ELECTRONIC MEANS OR RECEIVING E-MAILS FROM YOU; EVEN IF PIED PIPER GROUP LLC AND/OR ITS AFFILIATES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES. NOR WILL PIED PIPER GROUP LLC AND/OR ITS AFFILIATES BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND PIED PIPER GROUP LLC’S AND/OR ITS AFFILIATES’ CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS. ​​Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

PIED PIPER GROUP LLC, ITS AFFILIATES AND THIRD-PARTY DATA PROVIDERS DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION.

UNDER NO CIRCUMSTANCES WILL PIED PIPER GROUP LLC AND/OR ITS AFFILIATES BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER PIED PIPER GROUP LLC AND/OR ITS AFFILIATES HAVE BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.

PIED PIPER GROUP LLC AND/OR ITS AFFILIATES DO NOT WARRANT NOR REPRESENT THAT YOUR USE OF MATERIALS DISPLAYED ON THIS WEBSITE WILL NOT INFRINGE RIGHTS OF THIRD PARTIES NOT OWNED OR AFFILIATED WITH US.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Pied Piper Group LLC, its Affiliates, and all of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, members, employees, principals, agents, predecessors, successors, assigns, and attorneys from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including attorneys’ fees and litigation expenses) relating to or arising from your use of the Site, any breach by you of these Terms of Use, your negligent or intentional acts, errors or omissions in regard to the subject matter of these Terms of Use, or your failure to comply with applicable laws. You further agree that you will cooperate fully in the defense of any such claims. Pied Piper Group LLC and its Affiliates reserves the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without our written consent.

ENFORCEABILITY AND GOVERNING LAW

In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. These Terms and Conditions shall be subject to any other agreements you have entered into with Pied Piper Group LLC and its Affiliates. The user’s access to and use of the https://www.piedpipergroup.com/  website, and the terms of this disclaimer are governed by the laws of the United States and the State of Illinois.

No failure, omission, or delay on Pied Piper Group LLC’s and its Affiliates’ part to exercise any right under these Terms of Use will preclude any other further exercise of that right or other right under these Terms of Use.

If any terms in these Terms of Use change due to applicable law or are declared invalid by order of a court, the remaining terms of these Terms of Use will not be affected, and these Terms of Use will be interpreted as if the invalid terms had not been placed in these Terms of Use. The headings in these Terms of Use are intended only to help organize these Terms of Use.

CHANGES TO THESE TERMS OF USE

You agree that Pied Piper Group LLC and its Affiliates may from time to time amend all or any part of these Terms of Use, including, without limitation, establishing, increasing, or decreasing the fees and charges for products and services made available through this website and changing the features and functionality to this website. Pied Piper Group LLC and its Affiliates will notify you electronically of any change to these Terms of Use as required by applicable law. Your use of the website after the effective date of the change shall constitute your agreement to be bound by the terms of the change. You should also review these Terms of Use periodically for any changes.

Last Updated: August 2021

EQUAL OPPORTUNITY EMPLOYER

Pied Piper Group LLC and its Affiliates are Equal Opportunity Employers.

Contact Us

If you have any questions or suggestions about our Terms of Use, do not hesitate to contact us at:

PIED PIPER GROUP, LLC and its Affiliates

33 W. Roosevelt Rd. Lombard, IL 60148, United States

Phone: 224-203-2486

For more information on how you can contact us please visit us at https://piedpipergroup.com/contact

Affiliated Business Arrangement Disclosure Statement

The referring party, Pied Piper Group, LLC is an affiliated company for all of those listed below and does not have an ownership interest in each of these disclosed companies. Because of this relationship, this referral shall not provide Pied Piper Group, LLC a financial or other benefit. Unless you object, one or more of the below entities shall be used to process your transaction. The rates the below entities charge are competitive and comparable to market rates. Please note:

THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

This is to give you notice that Pied Piper Group, LLC has a business relationship with:

PIED PIPER MORTGAGE, LLC

Company NMLS #: 2118922

33 West Roosevelt Road, 2nd Floor

Lombard, IL 60148

PPG COMMERCIAL FINANCING SOLUTION, INC. DBA PPG FINANCE

33 West Roosevelt Road, 2nd Floor

Lombard, IL 60148

PPG INSURANCE AGENCY, INC

Agency License #: 3001148060

33 West Roosevelt Road, Suite D

Lombard, IL 60148

PIED PIPER TITLE, LLC

33 West Roosevelt Road, Suite G

Lombard, IL 60148

ISLAMIC SHARIA FINANCING, LLC

33 West Roosevelt Road, 2nd Floor

Lombard, IL 60148

ISLAMIC SHARIA SERVICING, LLC

33 West Roosevelt Road, 2nd Floor

Lombard, IL 60148

PIED PIPER REALTY, LLC

33 West Roosevelt Road

Lombard, IL 60148

PIED PIPER DEVELOPMENT, LLC

33 West Roosevelt Road, 2nd Floor

Lombard, IL 60148

PIED PIPER HEDGE FUND, LLC

33 West Roosevelt Road, 2nd Floor

Lombard, IL 60148

PIED PIPER MERCHANT, LLC

33 West Roosevelt Road, 2nd Floor

Lombard, IL 60148

PIED PIPER PARTNERS, LLC

33 West Roosevelt Road, Suite C

Lombard, IL 60148

PIED PIPER TALENT, LLC

4105 North Pheasant Trail Court. Suite 2

Arlington Heights, IL 60004

PIED PIPER UNIVERSITY, LLC

33 West Roosevelt Road, Suite C

Lombard, IL 60148

ACKNOWLEDGMENT

I/we have read this disclosure form and understand that referring party is referring me/us to purchase the above-described settlement service(s) and may receive a financial or other benefit as the result of this referral.  As set forth in the affiliated business disclosure statement 12 CFR 1024.15(b)(1) of Regulation X.

 

Scroll to Top

SCHEDULE YOUR

FREE CONSULTATION

Please fill out the information

Call Us Today ! (224) 203-2486